Welcome to Waterford

Waterford Retirement Village is a boutique community crafted to deliver a charming and exceptional living experience. As a proudly independently owned establishment, our village offers a special encounter marked by genuine warmth and a personal touch.

Waterford offers an idyllic lifestyle, embraced by lush greenery, against the breathtaking backdrop of the majestic Kincumba Mountain Reserve. The village offers a clever fusion of 75 Villas and 24 Apartments, each featuring a variety of sizes and styles to suit diverse preferences. Our community is a secure gated haven, equipped with a dependable 24-hour emergency system, always ensuring residents’ peace of mind.

Situated just 10 kilometres off the M1 and only 6 kilometres from Gosford Station, our location adjacent to the vibrant Kincumber Shopping Village offers our residents the convenience of groceries, a medical centre, cafes, eateries, and easily accessible public transport.

Discover the harmonious blend of comfortable living and modern convenience at Waterford Retirement Village, where every day offers a peaceful and welcoming atmosphere.

Waterford Retirement Village

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Proud signatory to the Retirement Living Code of Conduct


Waterford is a signatory to the Retirement Living Code of Conduct, a voluntary industry standard that supports transparency, fair and honest communication, and clear processes for residents.

It reflects our commitment to maintaining high standards and providing a place where people feel informed, supported, and comfortable in their decisions — from their first enquiry through to every stage of village living.

You will have to pay a departure fee when you leave this village | You will have to share a capital gain received with the operator of this village.

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Hear From Our Community

Find out what people say about Waterford Retirement Village
It has definitely been a privilege to live here!
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Ronnie Y

We were attracted to Waterford mainly because of its small size & for its great location. Our favourite thing about Waterford is that it well & truly lives up to our expectations. It is hard to f...
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Phil & Charmaine A

I have wonderful neighbours and other village friends who have never hesitated to assist me when required and kindly visited me when I was in hospital. We are there for each other and enjoy both t...
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Beverley F

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News & Tips

Reflections from Our Chairperson

Reflections from Our Chairperson

Waterford in July: The Mid-Winter Dinner & Ball was a wonderful success and a highlight on the Waterford social calendar. Nick & Jan from ...

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There’s a Small Detail on Your Power Bill Worth Checking!

There’s a Small Detail on Your Power Bill Worth Checking!

Most People Miss This on Their Electricity Bill They open their electricity bill, check the total amount owing, and move on. But there’s a small se...

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Celebrating the 2026 Senior Australian of the Year — Professor Henry Brodaty AO

Celebrating the 2026 Senior Australian of the Year — Professor Henry Brodaty AO

Each year, the Australian of the Year Awards recognise outstanding Australians whose work, leadership and commitment make a real difference in our ...

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