Waterford Retirement Village is a boutique village with 75 villas and 24 apartments. Our small friendly community thrives with first class facilities and an array of activities on site. Waterford’s community centre, “The Lodge”, is the heart of our community and provides the perfect space for both large and intimate gatherings. The indoor heated swimming pool ensures residents can swim year-round and enjoy aqua aerobics classes. Waterford Café provides meals to eat in or take away all year round. There is also a library and lounge area, fully equipped gymnasium, art and craft room, computer room, billiards room, hairdressing salon, beauty salon and we are pet friendly.


Kincumber is the perfect retirement playground, and a place your family will love to visit, situated on the beautiful central coast and only one hour’s drive from Sydney. The village is nestled between the pristine Kincumber Broadwater, perfect for boating and fishing, and Kincumber Forest Reserve with its meandering forest trails and abundant wildlife. Enjoy your retirement just a short drive from Terrigal, Copacabana and Avoca beaches, waking up to the sound of bellbirds in the forest, shopping at your finger-tips and all just one hour from everything Sydney has to offer. Waterford Retirement Village won’t be a secret for much longer.


The lifestyle that’s right for you. Waterford at Kincumber is the perfect place to enjoy your retirement. The unique combination of beautifully designed homes, nestled in a pristine location combined with a small vibrant community, Waterford is designed to suit the lifestyle you desire.


Waterford residents, family members and friends enjoy the freedom to be as private or as social as they desire. If you’re in the mood,  get together with like minded neighbours over a drink or engage in any number  of recreational activities. If not, simply enjoy the peaceful serenity of the professionally landscaped gardens.

Our move to Waterford was a very smooth process due to the wonderful assistance from Management and Staff. We lived at Terrigal and wanted to stay in the area. The coastal lifestyle is ideal for us with all the services nearby.  We moved here early 2012 and are now living our dream. 

Life at Waterford is fantastic, quiet except for the sound of Kookaburras, Magpies, Bellbirds abounding in the surrounding Kincumba Mountain. We have wonderful neighbours, extremely helpful and thoughtful Management and Staff who are always there to help with whatever your needs are. There are plenty of activities if you wish to join in, or just do your own thing.  From Happy Hour to Alfresco dining gatherings. We even had our own Waterford Olympics!

Our Village amenities are first class with heated indoor swimming pool, gym, cinema and our own onsite café. The local shops and all the facilities you need are within walking distance, otherwise our Village bus is available and public transport is at the gate if you need it. Enjoy the easy ‘Foreshore Walk’ along the Brisbane Water all the way to Davistown. The beautiful Broadwater is ideal for fishing and boating. Avoca beach is just 6 km away so a dip in the ocean and a lunch at one of the many restaurants is a regular outing. My husband and I sit on the balcony of our beautiful apartment with water views overlooking Brisbane Waters and count our blessings that we are lucky enough to be a part of the Waterford Village lifestyle. Our only regret is we didn’t move to Waterford earlier. 

Dianne & Alan Bailey

Waterford Retirement Village 2020

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